Fees & policies

Stillwater doesn’t contract with insurance companies. This allows for straight forward and transparent pricing, unhurried visits, and care decisions solely between you and your doctor.

New patient visit

A full history, hands-on examination, and treatment at the same visit. CPT codes: 99205 & 98929

Teens and adults13 and older
$35090 minutes
Infants and childrenNewborn to 12
$25060 minutes

Follow-up visit

Reassessment and treatment, with length depending on your condition and how your body is responding. CPT codes: 99213 or 99214 & 98929

Teens and adults13 and older
$24045 minutes
Infants and childrenNewborn to 12
$15030 minutes

Insurance & reimbursement

The practice does not bill insurance directly. Instead, you receive a superbill — an itemized receipt with the codes insurers require — which you can submit to your plan for out-of-network reimbursement. Reimbursement varies by plan, so it’s worth a call to your insurer if this matters to you.

Health savings and flexible spending accounts (HSA/FSA) can generally be used for osteopathic treatment; check with your plan administrator.

Why work this way?

Insurance billing tends to compress visits into what a code will cover. Working outside that system is what makes longer, unhurried visits possible.

Scheduling policies

  • Payment is due at the time of service. Cash, check, and card are accepted.
  • Cancellations: Please give at least 24 hours’ notice so the time can be offered to another patient. Late cancellations and no-shows are charged the full visit fee.
  • Running late? Call the office at (608) 301-5641 and we’ll make the most of the remaining time.

Questions about fees or coverage?

Call or email the office. We’re glad to walk through the fees, superbills, and what to ask your insurer.